Financial Aid
Financial Aid Announcements
Building on the success of the program started in Fall 2022, in the Fall 2023, Caldwell University is continuing to offer new undergraduate students the Caldwell Commitment program which provides qualified students with full tuition and fees scholarships, in combination with federal and state grant funds.
In essence, students who qualify for the Caldwell Commitment Program will pay no tuition and fees, as long as they remain academically and financially eligible for the program.
It is not too late to file your 2022-23 FAFSA application. If you have not already done so, complete the application ASAP on the official FAFSA site.
Caldwell funds are limited, so don’t miss out on your grants and loans–file your FAFSA today! For more information, visit How to Apply for Financial Aid.
Remember you may begin filing your 2023-24 FAFSA application after October 1, 2022 on the FAFSA site. For returning student renewal grants, the New Jersey State Grant Deadline is April 15, 2023 for the 2023-24 academic year. Please do not delay and lose out on important funding.

Caldwell Financial Aid
A Caldwell University education can be affordable for all students, by utilizing various types of financial aid, Our students receive more than $30 million in Caldwell University-funded scholarships and grants, in addition to millions more in state and federal grants.
We know that financing your education can be complicated; that’s why we strive to support you every step of the way. The financial resources outlined below will give you the tools and information necessary to file your FAFSA and understand the student loan process. Visit our Helpful Sites page for links to general financial aid resources and our Financial Aid FAQs for Caldwell University-specific information. Learn more about Caldwell Scholarships and Grants.
Financial Aid Policies, Terms and Conditions.
Contact the Office of Financial Aid at financialaid@caldwell.edu or 973-618-3221.
Incoming Student Tools
We know that navigating the financial aid process can be overwhelming, especially if you are new to the process or are returning after a long hiatus. The Office of Financial Aid has gathered new student tools that can assist you in determining how you can fund your education. Explore the links below for an overview of the Caldwell financial aid process and what student loans or grants you may qualify for based on your circumstances.

Student Loan Resources
Do you still have a balance owed after all your grants and scholarships have been applied towards your tuition? The student loan resources outlined below can assist you as you explore how to cover that balance. The Stafford Student loan should always be your first option when taking out a loan, especially if you qualify for a “subsidized” amount.
The Federal Student Aid Loan Simulator can help you explore your student loan options, while the National Student Loan Data System and the Caldwell Cohort Default Rate can provide helpful information.
View more details about each student loan program:
Caldwell Financial Aid Forms
Has the Office of Financial Aid been asking you for forms? Or was there something you needed to submit to us to review? From Verification to FERPA regulations, we’ve linked to the forms you need below. If tax documents are being requested by our office, expand the Tax Return Information and IRS Request section below. This process is very important to finalize your Caldwell financial aid.
The forms below are all in PDF format. If you don’t have Adobe Acrobat Reader, you can download it free.
Verification Forms
After you file your FAFSA, you may be randomly selected for FAFSA verification. View the relevant forms below if you are selected for review.
2023-24
Tax Return Information and IRS Request Forms
These Internal Revenue Service (IRS) forms may be necessary to complete the FAFSA process. These forms include Tax Return Transcripts, Verification of Non-Filing Status and W-2 requests.
2022-23 Tax Request forms
- 2020 Form 4506-T – Tax Return Transcript
- 2020 Form 4506-T – Verification of Non-Filing
- 2020 Form 4506-T – W-2 Request
- Verification of 2020 IRS Tax Return Information with Unusual Circumstances
2023-24 Tax Request forms
Special Circumstance Forms
- Request for Special Circumstance Review
If you feel there are extenuating circumstances surrounding your financial history, this form allows you to detail those circumstances for further review by the Office of Financial Aid. - Dependency Override Worksheet
A Financial Aid Administrator may authorize Dependency Status Override only if you thoroughly document extreme family circumstances. This determination must be reviewed every year. Extreme circumstance includes violent and/or abusive parental behavior and incarceration of parent. - EXTREME CIRCUMSTANCES DO NOT include:
- The student does not reside with the parent(s).
- The parent(s) live in another country.
- The student and parent(s) “do not get along.”
- The parent(s) does not claim the student as a tax exemption.
- The parent(s) does not support the student or believe it is a parental responsibility to pay for college.
- The parent(s) and/or step-parent(s) are unable and/or unwilling to provide information/sign the FAFSA and/or to assist in paying for college.
Student Loan Forms
- Summer Loan Request Form
You should utilize the following form to see if they have any loan eligibility left for the summer term. - Stafford Loan Grade Level Change Form
If at the end of the current semester your class standing changes to sophomore or junior level (i.e. total number of credits earned is greater or equal to 30 or 60 respectively), you may be eligible for additional loan funds for the following semester. Please complete this form and submit it to the Office of Financial Aid.
Misc. Forms
Student Activities Recognition Award Form
You were awarded the recognition award based on extracurricular activity in high school, in order to continue the renewal of your award you are required to participate in an extracurricular activity or community service, please print out the form and return to The Office of Financial Aid so we may continue your award.
FERPA Form
Student Authorization Release of Educational Records
This form authorizes the listed parties full disclosure of the student’s educational record.
Contact Caldwell’s Office of Financial Aid
Caldwell University’s Office of Financial Aid is here to assist you as you navigate the financial aid process. If you have questions about filing your FAFSA, the student loan process or Caldwell scholarships, contact our team by email at financialaid@caldwell.edu or by phone at 973-618-3221.
Office of Financial Aid Hours:
Fall and Spring term:
Monday, Thursday, Friday – 8:30 am to 4:30 pm
Wednesday – by appointment until 7:00 pm
Summer term:
Monday – Thursday – 8:30 am to 4:30 pm
Winter term:
Monday to Friday 8:30 am to 4:30 pm
To learn more about enrolling at Caldwell University, request information today!
Financial Literacy Resources
Are you confident that you are savvy with your money? Navigating college expenses can be tough, but with a little help from financial literacy resources, you can make college more affordable and set yourself up for a life of financial success. The Financial Football mobile app offers financial information in the form of an interactive game, while Get Financially Fit- Webinars and Worksheets offers similar information in a more streamlined format.