Financial Aid

Caldwell Financial Aid

A Caldwell University education can be affordable for all students, by utilizing various types of financial aid, Our students receive more than $30 million in Caldwell University-funded scholarships and grants, in addition to millions more in state and federal grants.

We know that financing your education can be complicated; that’s why we strive to support you every step of the way. The financial resources outlined below will give you the tools and information necessary to file your FAFSA and understand the student loan process. Visit our Helpful Sites page for links to general financial aid resources and our Financial Aid FAQs for Caldwell University-specific information. Learn more about Caldwell Scholarships and Grants. 

Financial Aid Policies, Terms and Conditions. 

Contact the Office of Financial Aid at financialaid@caldwell.edu or 973-618-3221.

Incoming Student Tools 

Student Loan Resources 

Do you still have a balance owed after all your grants and scholarships have been applied towards your tuition? The student loan resources outlined below can assist you as you explore how to cover that balance. The Stafford Student loan should always be your first option when taking out a loan, especially if you qualify for a “subsidized” amount. 

The Federal Student Aid Loan Simulator can help you explore your student loan options, while the National Student Loan Data System and the Caldwell Cohort Default Rate can provide helpful information. 

View more details about each student loan program: 

• Stafford Loan
• Direct PLUS Loan
• Private Educational Loans

Caldwell Financial Aid Forms

Has the Office of Financial Aid been asking you for forms? Or was there something you needed to submit to us to review? From Verification to FERPA regulations, we’ve linked to the forms you need below. If tax documents are being requested by our office, expand the Tax Return Information and IRS Request section below. This process is very important to finalize your Caldwell financial aid. 

The forms below are all in PDF format. If you don’t have Adobe Acrobat Reader, you can download it free.

Verification Forms

After you file your FAFSA, you may be randomly selected for FAFSA verification. View the relevant forms below if you are selected for review. 

2023-24

• Dependent Verification Worksheet
• Independent Verification Worksheet
• Identity and Statement of Educational Purpose – Sign at Institution
• Identity and Statement of Educational Purpose – Sign with Notary

Tax Return Information and IRS Request Forms

These Internal Revenue Service (IRS) forms may be necessary to complete the FAFSA process. These forms include Tax Return Transcripts, Verification of Non-Filing Status and W-2 requests. 

2023-24 Tax Request forms

• 2021 Form 4506-T – Tax Return Transcript 
• 2021 Form 4506-T – Verification of Non-Filing
• 2021 Form 4506-T – W-2 Request
• Verification of 2021 IRS Tax Return Information with Unusual Circumstances

Special Circumstance Forms

• Request for Special Circumstance Review
  If you feel there are extenuating circumstances surrounding your financial history, this form allows you to detail those circumstances for further review by the Office of Financial Aid.
• Dependency Override Worksheet
  A Financial Aid Administrator may authorize Dependency Status Override only if you thoroughly document extreme family circumstances. This determination must be reviewed every year. Extreme circumstance includes violent and/or abusive parental behavior and incarceration of parent.
• EXTREME CIRCUMSTANCES DO NOT include:
  • The student does not reside with the parent(s).
  • The parent(s) live in another country.
  • The student and parent(s) “do not get along.”
  • The parent(s) does not claim the student as a tax exemption.
  • The parent(s) does not support the student or believe it is a parental responsibility to pay for college.
  • The parent(s) and/or step-parent(s) are unable and/or unwilling to provide information/sign the FAFSA and/or to assist in paying for college.

Student Loan Forms

• Summer Loan Request Form
  You should utilize the following form to see if they have any loan eligibility left for the summer term.
• Stafford Loan Grade Level Change Form
  If at the end of the current semester your class standing changes to sophomore or junior level (i.e. total number of credits earned is greater or equal to 30 or 60 respectively), you may be eligible for additional loan funds for the following semester. Please complete this form and submit it to the Office of Financial Aid.

Misc. Forms

FERPA Form
Student Authorization Release of Educational Records
This form authorizes the listed parties full disclosure of the student’s educational record.

Caldwell Consortium Agreement Form

Contact Caldwell’s Office of Financial Aid 

Caldwell University’s Office of Financial Aid is here to assist you as you navigate the financial aid process. If you have questions about filing your FAFSA, the student loan process or Caldwell scholarships, contact our team by email at financialaid@caldwell.edu or by phone at 973-618-3221. 

Office of Financial Aid Hours:

Fall and Spring term:
Monday, Thursday, Friday – 8:30 am to 4:30 pm
Wednesday – by appointment until 7:00 pm

Summer term:
Monday – Thursday – 8:30 am to 4:30 pm

Winter term:
Monday to Friday 8:30 am to 4:30 pm

To learn more about enrolling at Caldwell University, request information today! 

Financial Literacy Resources 

Are you confident that you are savvy with your money? Navigating college expenses can be tough, but with a little help from financial literacy resources, you can make college more affordable and set yourself up for a life of financial success. The Financial Football mobile app offers financial information in the form of an interactive game, while Get Financially Fit- Webinars and Worksheets offers similar information in a more streamlined format. 

Financial Aid Policies, Terms and Conditions.