Financial Aid
Financial Aid Announcements
Building on the success of the program started in Fall 2022, in the Fall 2023, Caldwell University is continuing to offer new undergraduate students the Caldwell Commitment program which provides qualified students with full tuition and general fees scholarships, in combination with federal and state grant funds.
Students who qualify for the Caldwell Commitment Program will pay no tuition and general fees, as long as they remain academically and financially eligible for the program.
It is not too late to file your 2023-24 FAFSA application. If you have not already done so, complete the application ASAP on the official FAFSA site. For more information, visit How to Apply for Financial Aid.
The 2024-25 FAFSA application is now available on the FAFSA site. For returning student renewal grants, the New Jersey State Grant Deadline has been moved to May15, 2024 for the 2024-25 academic year. Please do not delay and lose out on important funding.
FAFSA FILING TIPS
Here are some tips to remember when filling out your 2024-25 FAFSA:
- You should access the FAFSA at studentaid.gov.
– Be sure to use the 2024-25 form. - If you find yourself unable to continue with completing the online FAFSA due to extenuating circumstances or missing required information, please contact the Caldwell University Financial Aid Office at welcome2financialaid@caldwell.edu or 973-618- 3221. You may be required to complete a paper version of the FAFSA.
– While the FAFSA offers a federal processor’s Customer Help Line, we have been advised that they are only directing filers to send questions via email.
– The Caldwell University Financial Aid Office will have extended hours until 6:00 p.m. ET on Mondays and Tuesdays weekly. - Be sure to work on the FAFSA together with your parent(s).
- Follow the instructions on the form carefully, and one at a time. There are information icons at the end of the questions for your reference.
- Be sure to use the income figures for the parent who claims you on their taxes.
- In order to apply for federal aid (Pell Grant, SEOG Grant, work study, and all federal direct loans AND Caldwell University funds), both you and your parents must:
– Approve the transfer of the income figures from the 2022 federal tax forms of both the student and the parent(s)
- Before you file, be sure to add Caldwell University’s federal school code to your form, which is 002598.
- Once we receive the processed results from your FAFSA, you should expect to receive
- your Financial Aid Notice in approximately four weeks after we receive the processed FAFSA results.
– NOTE: The federal government has estimated that first results will be released at the end of March.
Caldwell Financial Aid
A Caldwell University education can be affordable for all students, by utilizing various types of financial aid, Our students receive more than $30 million in Caldwell University-funded scholarships and grants, in addition to millions more in state and federal grants.
We know that financing your education can be complicated; that’s why we strive to support you every step of the way. The financial resources outlined below will give you the tools and information necessary to file your FAFSA and understand the student loan process. Visit our Helpful Sites page for links to general financial aid resources and our Financial Aid FAQs for Caldwell University-specific information. Learn more about Caldwell Scholarships and Grants.
Financial Aid Policies, Terms and Conditions.
Contact the Office of Financial Aid at financialaid@caldwell.edu or 973-618-3221.
Incoming Student Tools
We know that navigating the financial aid process can be overwhelming, especially if you are new to the process or are returning after a long hiatus. The Office of Financial Aid has gathered new student tools that can assist you in determining how you can fund your education. Explore the links below for an overview of the Caldwell financial aid process and what student loans or grants you may qualify for based on your circumstances.
Student Loan Resources
Do you still have a balance owed after all your grants and scholarships have been applied towards your tuition? The student loan resources outlined below can assist you as you explore how to cover that balance. The Stafford Student loan should always be your first option when taking out a loan, especially if you qualify for a “subsidized” amount.
The Federal Student Aid Loan Simulator can help you explore your student loan options, while the National Student Loan Data System and the Caldwell Cohort Default Rate can provide helpful information.
View more details about each student loan program:
Caldwell Financial Aid Forms
Has the Office of Financial Aid been asking you for forms? Or was there something you needed to submit to us to review? From Verification to FERPA regulations, we’ve linked to the forms you need below. If tax documents are being requested by our office, expand the Tax Return Information and IRS Request section below. This process is very important to finalize your Caldwell financial aid.
The forms below are all in PDF format. If you don’t have Adobe Acrobat Reader, you can download it free.
Verification Forms
After you file your FAFSA, you may be randomly selected for FAFSA verification. View the relevant forms below if you are selected for review.
2023-24
Tax Return Information and IRS Request Forms
These Internal Revenue Service (IRS) forms may be necessary to complete the FAFSA process. These forms include Tax Return Transcripts, Verification of Non-Filing Status and W-2 requests.
2023-24 Tax Request forms
Special Circumstance Forms
- Request for Special Circumstance Review
If you feel there are extenuating circumstances surrounding your financial history, this form allows you to detail those circumstances for further review by the Office of Financial Aid. - Dependency Override Worksheet
A Financial Aid Administrator may authorize Dependency Status Override only if you thoroughly document extreme family circumstances. This determination must be reviewed every year. Extreme circumstance includes violent and/or abusive parental behavior and incarceration of parent. - EXTREME CIRCUMSTANCES DO NOT include:
- The student does not reside with the parent(s).
- The parent(s) live in another country.
- The student and parent(s) “do not get along.”
- The parent(s) does not claim the student as a tax exemption.
- The parent(s) does not support the student or believe it is a parental responsibility to pay for college.
- The parent(s) and/or step-parent(s) are unable and/or unwilling to provide information/sign the FAFSA and/or to assist in paying for college.
Student Loan Forms
- Summer Loan Request Form
You should utilize the following form to see if they have any loan eligibility left for the summer term. - Stafford Loan Grade Level Change Form
If at the end of the current semester your class standing changes to sophomore or junior level (i.e. total number of credits earned is greater or equal to 30 or 60 respectively), you may be eligible for additional loan funds for the following semester. Please complete this form and submit it to the Office of Financial Aid.
Misc. Forms
FERPA Form
Student Authorization Release of Educational Records
This form authorizes the listed parties full disclosure of the student’s educational record.
Contact Caldwell’s Office of Financial Aid
Caldwell University’s Office of Financial Aid is here to assist you as you navigate the financial aid process. If you have questions about filing your FAFSA, the student loan process or Caldwell scholarships, contact our team by email at welcome2financialaid@caldwell.edu or by phone at 973-618-3221.
Office of Financial Aid Hours:
Fall and Spring term:
Wednesday through Friday – 8:30 am to 4:30 pm
Monday and Tuesday – 8:30 am to 6:00 pm
Summer term:
Monday – Thursday – 8:30 am to 4:30 pm
Winter term:
Monday to Friday 8:30 am to 4:30 pm
To learn more about enrolling at Caldwell University, request information today!
Financial Literacy Resources
Are you confident that you are savvy with your money? Navigating college expenses can be tough, but with a little help from financial literacy resources, you can make college more affordable and set yourself up for a life of financial success. The Financial Football mobile app offers financial information in the form of an interactive game, while Get Financially Fit- Webinars and Worksheets offers similar information in a more streamlined format.