Financial Aid

A Caldwell College education can be affordable for all students. We know that financing your college education can be complicated, that’s why we are with you every step of the way. The resources provided on this site will give you the tools and information necessary to help make a Caldwell College education possible. Visit our Helpful Sites page for links to additional financial aid resources. Please let us know how we may help.

New Student ToolsLoan ResourcesFinancial LiteracyFormsContact Us

We know that navigating the financial aid process can be overwhelming, especially to those that are new to the process or are returning after a long hiatus. Our new student tools were created to assist you in determining how you can fund your education. We have also included a presentation, a tutorial and some tools to assist you in getting an overview of what financial aid is, the process in which you apply for it and what you may qualify for based on your circumstances. Click on the links below for more details.

Policies, terms and conditions.

Do you still have a balance owed after all your grants and scholarships? The loan resources below are available to assist in covering that balance. The Stafford Student loan should always be your first option when taking out a loan especially if you qualify for a “Subsidized” amount. Click on the links below for more details about each loan program.

Policies, terms and conditions.

Are you a Financial Master? Are you confident that you are savvy with your money? Your loans are all paid off, you have a six figure job secured, you have no debt at all and your savings account is so much that you swim in a pool filled with money. The answer is probably no, which is most likely why you are on the financial aid webpage to begin with. The goal to navigating college expenses can be tough but with a little help from the financial literacy programs and games below, you can make college affordable and set yourself up for a life of financial success. Click the links below to start your path to become a Financial Jedi Master.

Policies, terms and conditions.

Have we been asking you for forms? Or was there something you needed to submit to us to do a review? Well you have come to the right place. From Verification to FERPA regulations, we have what you need. If tax documents are being requested by our office please expand the IRS/FAFSA Application Guideline Forms section. This process is very important to finalize your financial aid to cover the cost of education. Click on the sections below for forms. 

The forms below are all in PDF format. If you don’t yet have Adobe Acrobat Reader, you can download it from the Adobe Acrobat Reader® web site.

IRS/FAFSA APPLICATION GUIDELINE FORMS

More Info
  • IRS Data Retrieval Process Guide
    This guide will assist you to navigate the IRS retrieval process on the FAFSA application. Please follow the guide carefully; there is also a web link that will take you to a video tutorial in this guide.
  • IRS Tax Return Transcript Request Guide
    This guide will assist you in the process for ordering a tax return transcript. There are three methods that can be followed, we recommend using the web version to order your tax return transcript.

VERIFICATION FORMS

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  • 2014-2015 Dependent Verification Worksheet
    If you are a dependent student and have been selected for verification you will need to complete this form and return it to the Financial Aid Office for further review.
  • 2013-2014 Dependent Verification Worksheet
    If you are a dependent student and have been selected for verification you will need to complete this form and return it to the Financial Aid Office for further review.
  • 2014-2015 Independent Verification Worksheet
    If you are an independent student and have been selected for verification you will need to complete this form and return it to the Financial Aid Office for further review.
  • 2013-2014 Independent Verification Worksheet
    If you are an independent student and have been selected for verification you will need to complete this form and return it to the Financial Aid Office for further review.
  • Dependent Monthly Expense and Resource Worksheet
    If you are a dependent student with no tax return information filed with the IRS, you will submit this form with a copy of the Non-Filers Tax transcript, which can be retrieved from the IRS after June 15th. 
  • Independent Monthly Expense and Resource Worksheet
    If you are a independent student with no tax return information files with the IRS, you will submit this form with a copy of the Non-Filers Tax transcript, which can be retrieved from the IRS after June 15th.
  • 2014-2015 Other Untaxed Income Verification Worksheet
    If you are a student with no tax return information filed with the IRS, you will submit this form with a copy of the Monthly Expense and Resource Worksheet and Non-Filers Tax transcript, which can be retrieved from the IRS after June 15th.
  • 2014-2015 Dependent SNAP Worksheet 
    If you are a dependent student and have been selected for SNAP verification you will need to complete this form and return it to the Financial Aid Office for further review. 
  • 2014-2015 Independent SNAP Worksheet 
    If you are an independent student and have been selected for SNAP verification you will need to complete this form and return it to the Financial Aid Office for further review.

SPECIAL CIRCUMSTANCE FORMS

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  • Request for Special Circumstance Review
    If you feel there are extenuating circumstances surrounding your financial history, this form allows you to detail those circumstances for further review by the Financial Aid Office.
  • Dependency Override Worksheet
    A Financial Aid Administrator may authorize Dependency Status Override only if a student thoroughly documents extreme family circumstances. This determination must be reviewed every year. Extreme circumstance includes violent and/or abusive parental behavior and incarceration of parent.

  • EXTREME CIRCUMSTANCES DO NOT include:
    • The student does not reside with the parent(s);
    • The parent(s) live in another country.
    • The student and parent “do not get along”;
    • The parent does not claim the student as a tax exemption;
    • The parent does not support the student or believe it is a parental responsibility to pay for college;
    • The parent and/or step-parent are unable and/or unwilling to provide information/sign the FAFSA and/or to assist in paying for college.

LOAN FORMS

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  • Summer Loan Request Form
    The following form is for students looking to see if they have any loan eligibility left for the summer term.
  • Stafford Loan Grade Level Change Form
    If at the end of the current semester your class standing changes to sophomore or junior level (i.e. total number of credits earned is greater or equal to 30 or 60 respectively), you may be eligible for additional loan funds for the following semester. Please complete this form and submit it to Financial Aid Office.

SCHOLARSHIP FORMS

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  • Student Activities Recognition Award Form
    You were awarded the recognition award based on extracurricular activity in high school, in order to continue the renewal of your award you are required to participate in an extracurricular activity or community service, please print out the form and return to The Office of Financial Aid so we may continue your award.

FERPA FORM

More Info

Policies, terms and conditions.

By now, after reviewing our site you should be a financial aid expert, but just in case you still have some questions, send us an email at financialaid@caldwell.edu or by phone at 973-618-3221. We are here to assist you.  

Fall and Spring Term Financial Aid Office Hours, excluding finals week:

  • Monday, Thursday and Friday
    8:30 am to 4:30 pm
  • Tuesday and Wednesday 
    8:30 am to 7:00 pm

Summer Term Financial Aid Office Hours:

  • Monday to Thursday
    8:30 am to 4:30 pm
  • Friday 
    8:30 am to 12:00 pm

Winter Term Financial Aid Hours:

  • Monday to Friday 8:30 am to 4:30 pm

Policies, terms and conditions.

We always welcome any suggestions that you feel would help improve our financial aid site, let us know at financialaid@caldwell.edu 

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