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Planned Giving

You have options.

You are probably familiar with outright gifts, such as cash, check or credit card, which we make today and can use right away. But, sometimes an immediate gift is not the best option, especially if you feel unsure about giving up assets today that you and your loved ones may need in the future. A planned gift is a perfect solution to this problem. There are many different  types of planned gifts and each offers unique advantages. Some planned gifts are revocable—a gift in your will or living trust, for example—so you can change your mind at any time.

Or, they can be irrevocable—just as outright gifts are—so that you benefit from an income tax charitable deduction when you itemize. Irrevocable planned gifts are attractive because they are deferred. You part with an asset today, but the actual giving of the asset to Caldwell University is put off for a while—often until after your lifetime (and that of your surviving beneficiary, if you wish). Until that time, you enjoy the benefits from the gift.

To make your gift or further discuss options, contact Andrew Engel, Executive Director of Institutional Advancement, at [email protected] or 973-618-3241.

YOUR GIFTYOUR GOALHOW YOU MAKE THE GIFTYOUR BENEFIT
YOUR WILL OR LIVING TRUST

A BENEFICIARY DESIGNATION		Defer a gift until after your passing.

Maintain control of your assets during your lifetime.		Work with your attorney to add a gift in your will or living trust detailing your donation to Caldwell University.

Designate Caldwell University as a beneficiary of a percentage of your retirement plan, savings or brokerage account or life insurance policy.		Maintain your current lifestyle while making a meaningful gift to support Caldwell University.

Enjoy flexibility to change your plans as life changes.

Pass your retirement plan assets to Caldwell University tax-free.
STOCK OR OTHER SECURITIES

REAL ESTATE

PERSONAL PROPERTY		Make a gift now and receive benefits.

Make a larger gift with little or no effect on cash flow.		Give stock or securities that have increased in value directly to Caldwell University.

Donate your residence, farm or commercial property.

Donate tangible personal property such as art, collectibles or other items of value.		Qualify for income tax benefits.

Avoid capital gains taxes on assets that have increased in value.

Transfer the expense of insuring or maintaining assets you no longer need.
CHARITABLE REMAINDER UNITRUST

CHARITABLE REMAINDER ANNUITY TRUST		Supplement your own retirement or income or that of someone else.You transfer cash, securities or other appreciated property into a charitable remainder trust. The trust pays either a variable (unitrust) or fixed (annuity trust) amount each year to you–or another beneficiary if you choose–for a lifetime or a term up to 20 years. When the term is up, the balance goes to Caldwell University.You can make a generous gift to Caldwell University, receive an income tax deduction for the charitable portion of your gift and eliminate capital gains tax at the time of the gift when the trust is funded with appreciated assets.
CHARITABLE LEAD UNITRUST

CHARITABLE LEAD ANNUITY TRUST		Provide a revenue stream to Caldwell University.You transfer securities or other appreciating property into a charitable lead trust. The trust pays either a variable (unitrust) or fixed (annuity trust) amount each year to Caldwell University for a lifetime or term of years. The balance then passes to your heirs.Support Caldwell University during your lifetime, reduce your taxable estate and often reduce gift taxes.