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Withdrawal and Refund Policy


Click here for the Federal Student Aid Withdrawal Policy.


No refunds will be issued until all financial activity on student’s account is complete for the semester.

Refunds are issued through electronic ACH deposit directly to the student’s checking or savings account, or loaded to a re-loadable debit card.

To Register For Your Refund

Go to https://caldwellchoice.afford.com

Click on “Register”, you will be asked to enter your Caldwell email address. The link will then be resent to you. Follow the link and enter your ID and Authentication Values as prompted. Fill out the Profile form and select your preferred method of refund. An email will be sent to you when a refund has been processed.

Download the TMS Refund Management Agreement (PDF)

Caldwell University Refund Policy

If a student files an official withdrawal with the Registrar’s Office, they will be entitled to a refund according to the following schedule:

Full Semester Courses:  
Within the first week of class:  80%
Within the second week of class:  60%
Within the third week of class:  40%
Within the fourth week of class:  25%
After four weeks:  No Refund

Accelerated Courses:
Within the first Week of class:  80%
Within the second Week of class:  60%
After the second Week:  No Refund

(No refund is given for withdrawals for Traditional  students who withdraw from classes and remain within the Flat Tuition range of 12 – 18 Credits.)